Do you need travel insurance?
The short answer is YES!
There are many choices for travel insurance. If you are going on any trip, it may be worth it to get insurance for unforeseen issues.
Some things travel insurance may cover:
1.) Illness or death for you or family member. 2.) Weather delays 3.) Issues with your accommodations (fire, theft, destroyed by weather) 4.) Tickets other than the airline (concert, excursions, cruises). 5.) Loss of passport or other documents.
AND MANY OTHER ISSUES, EACH INSURANCE OFFERS DIFFERENT COVERAGE.
Most airline tickets today are NON-REFUNDABLE.
The airline attempts to get you to your destination; however, I have seen many travelers get stuck for many days or not travel at all and go home.
SO YES, it is a great product for peace of mind. Do your homework and get travel insurance!
Enjoy the journey!